{"id":1765,"date":"2025-10-21T14:43:54","date_gmt":"2025-10-21T14:43:54","guid":{"rendered":"https:\/\/domek-be.bearwithus.nl\/veelgestelde-vragen\/"},"modified":"2025-12-01T15:32:28","modified_gmt":"2025-12-01T15:32:28","slug":"intrebari-frecvente","status":"publish","type":"page","link":"https:\/\/domek-be.bearwithus.nl\/ro\/intrebari-frecvente\/","title":{"rendered":"FAQ RO"},"content":{"rendered":"\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"><section id=\"block_5874be54960db924c7f456900ed57dcf\" class=\"block-questions \">\n\t<div class=\"block-questions__inner\">\n\t\t\t\t\t<div class=\"block-questions__content\">\n\t\t\t\t\n\n<h2 class=\"wp-block-heading\">\u00centreb\u0103ri frecvente<\/h2>\n\n\n\t\t\t<\/div>\n\t\t\n\t\t<div\n\t\t\tclass=\"block-questions__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1625\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1625\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1625\">\n                <span class=\"accordion-item__header\">De ce s\u0103 folosesc un consultant \u0219i nu \u201cbanca mea\u201d?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1625\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1625\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Banca ta ofer\u0103 doar produsele proprii. Noi compar\u0103m mai mul\u021bi creditori, explic\u0103m diferen\u021bele \u0219i riscurile \u0219i te ajut\u0103m s\u0103 alegi cea mai bun\u0103 solu\u021bie pentru situa\u021bia ta.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1630\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1630\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1630\">\n                <span class=\"accordion-item__header\">Ce asigur\u0103ri sunt necesare pentru un credit ipotecar?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1630\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1630\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Majoritatea b\u0103ncilor cer asigurare pentru proprietate \u0219i asigurare de via\u021b\u0103 asociat\u0103 creditului. \u00ce\u021bi vom explica care sunt obligatorii \u0219i care sunt pur \u0219i simplu utile. <\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1632\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1632\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1632\">\n                <span class=\"accordion-item__header\">Care sunt costurile de cump\u0103rare \u00een Belgia?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1632\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1632\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Pe l\u00e2ng\u0103 pre\u021bul propriet\u0103\u021bii, vei pl\u0103ti taxe notariale, taxe de \u00eenregistrare sau TVA \u0219i costuri legate de banc\u0103. \u00ce\u021bi vom oferi o prezentare complet\u0103 a costurilor \u00eenainte s\u0103 iei o decizie. <\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1634\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1634\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1634\">\n                <span class=\"accordion-item__header\">Lucrez printr-o agen\u021bie. Pot s\u0103 cump\u0103r o proprietate?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1634\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1634\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da. B\u0103ncile evalueaz\u0103 veniturile tale reale din perioada recent\u0103 \u0219i stabilitatea locului de munc\u0103. \u00ce\u021bi vom spune ce documente ai nevoie \u0219i care b\u0103nci sunt cele mai favorabile \u00een astfel de situa\u021bii. <\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1635\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1635\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1635\">\n                <span class=\"accordion-item__header\">De\u021bin o proprietate \u00een alt\u0103 \u021bar\u0103. Pot cump\u0103ra una \u0219i \u00een Belgia?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1635\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1635\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da. De\u021binerea unei locuin\u021be \u00een str\u0103in\u0103tate nu te \u00eempiedic\u0103 s\u0103 cumperi una \u00een Belgia. Totu\u0219i, acest lucru influen\u021beaz\u0103 analiza capacit\u0103\u021bii de creditare \u2014 iar noi ne ocup\u0103m de asta pentru tine. <\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1643\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1643\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1643\">\n                <span class=\"accordion-item__header\">Am ZZP \/ lucrez pe cont propriu. Pot ob\u021bine un credit ipotecar?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1643\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1643\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da. Sunt necesare documente financiare de baz\u0103 ale afacerii (cum ar fi bilan\u021burile anuale). Chiar \u0219i o istorie scurt\u0103 de activitate poate fi acceptat\u0103 \u2014 noi vom verifica pentru tine op\u021biunile disponibile la diferi\u021bi creditori. <\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1645\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1645\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1645\">\n                <span class=\"accordion-item__header\">Am nevoie de avans propriu?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1645\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1645\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">\u00cen Belgia, pe l\u00e2ng\u0103 pre\u021bul de achizi\u021bie, exist\u0103 costuri de tranzac\u021bie (inclusiv taxe notariale, taxe de achizi\u021bie sau pentru imobile noi \u0219i costuri de evaluare). Contribu\u021bia necesar\u0103 depinde de banc\u0103 \u0219i de situa\u021bia ta \u2014 \u00ee\u021bi vom explica exact la ce s\u0103 te a\u0219tep\u021bi.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1628\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1628\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1628\">\n                <span class=\"accordion-item__header\">Care este alegerea mai bun\u0103: s\u0103 \u00eenchiriezi sau s\u0103 cumperi?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1628\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1628\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Dac\u0103 pl\u0103nuie\u0219ti s\u0103 r\u0103m\u00e2i \u00een Belgia pe termen lung, cump\u0103rarea este de obicei mai avantajoas\u0103:<br \/>\u2013 Costurile lunare sunt adesea comparabile sau chiar mai mici dec\u00e2t chiria.<br \/>\u2013 \u00ce\u021bi construie\u0219ti propriul capital (equity).<br \/>\u2013 \u00ce\u021bi po\u021bi amenaja locuin\u021ba a\u0219a cum \u00ee\u021bi dore\u0219ti.<br \/>\u2013 C\u00e2\u0219tigi siguran\u021b\u0103 \u0219i stabilitate.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2961\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2961\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2961\">\n                <span class=\"accordion-item__header\">Care sunt costurile de cump\u0103rare \u00een Belgia?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2961\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2961\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Pe l\u00e2ng\u0103 pre\u021bul locuin\u021bei, exist\u0103:<\/p>\n<ul class=\"wp-block-list\">\n<li>taxele notariale.<\/li>\n<li>taxele de achizi\u021bie sau TVA pentru construc\u021bii noi.<\/li>\n<li>costurile bancare.<\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\">Suma exact\u0103 depinde de regiune \u0219i de tipul tranzac\u021biei \u2014 \u00ee\u021bi preg\u0103tim un calcul personalizat \u00eenainte s\u0103 iei o decizie.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2999\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2999\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2999\">\n                <span class=\"accordion-item__header\">Care sunt costurile de v\u00e2nzare?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2999\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2999\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">De obicei includ: onorariul agentului, taxele notariale \u0219i eventualele costuri de \u00eenchidere a creditului. \u00ce\u021bi prezent\u0103m un rezumat clar \u00eenainte de \u00eenceperea procesului.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2996\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2996\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2996\">\n                <span class=\"accordion-item__header\">C\u00e2t dureaz\u0103 o v\u00e2nzare?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2996\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2996\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Depinde de loca\u021bie, pre\u021b \u0219i cererea de pe pia\u021b\u0103. \u00ce\u021bi preg\u0103tim un plan de v\u00e2nzare, o evaluare \u0219i o strategie de marketing pentru ca procesul s\u0103 fie c\u00e2t mai rapid.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2971\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2971\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2971\">\n                <span class=\"accordion-item__header\">Ce este evaluarea unei propriet\u0103\u021bi (expertiza)?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2971\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2971\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Este un raport realizat de un evaluator certificat care stabile\u0219te valoarea de pia\u021b\u0103 a unui apartament sau a unei case \u2014 de obicei necesar pentru banc\u0103. Organiz\u0103m evaluarea \u0219i, dac\u0103 este nevoie, \u00ee\u021bi oferim consultan\u021b\u0103 privind lucr\u0103rile planificate, astfel \u00eenc\u00e2t raportul s\u0103 reflecte corect poten\u021bialul locuin\u021bei.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2983\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2983\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2983\">\n                <span class=\"accordion-item__header\">Ce se \u00eent\u00e2mpl\u0103 dac\u0103 proprietarul nu vrea s\u0103 v\u00e2nd\u0103?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2983\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2983\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Nu ai niciun cost din partea noastr\u0103. Vom c\u0103uta alte locuin\u021be \u00een apropiere, \u00een acela\u0219i buget.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2968\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2968\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2968\">\n                <span class=\"accordion-item__header\">Ce tip de credit ipotecar ar trebui s\u0103 aleg?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2968\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2968\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">\u00cen Belgia exist\u0103 diverse tipuri de dob\u00e2nzi (fixe, variabile, mixte, perioade diferite de fixare). Cea mai bun\u0103 alegere depinde de planurile \u0219i profilul t\u0103u de risc \u2014 compar\u0103m op\u021biunile pentru tine \u0219i \u00ee\u021bi ar\u0103t\u0103m simul\u0103ri de rambursare a creditului ipotecar.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1631\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1631\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1631\">\n                <span class=\"accordion-item__header\">Cu ce anume te ajut\u0103 Domek.be?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1631\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1631\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">\u2013 Calcul\u0103m c\u00e2t po\u021bi \u00eemprumuta \u0219i \u00ee\u021bi propunem cele mai bune oferte de la b\u0103nci.<br \/>\u2013 Organiz\u0103m evaluarea propriet\u0103\u021bii, verific\u0103m contractele \u0219i negociem pre\u021burile.<br \/>\u2013 Coordon\u0103m procesul notarial \u0219i toate datele importante.<br \/>\u2013 Te ajut\u0103m cu formalit\u0103\u021bile de dup\u0103 achizi\u021bie (utilit\u0103\u021bi, asigur\u0103ri, taxe locale).<br \/>Suntem independen\u021bi \u2014 compar\u0103m multe oferte pentru a o g\u0103si pe cea mai bun\u0103 pentru tine.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-3003\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-3003\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-3003\">\n                <span class=\"accordion-item__header\">Cu cine colaboreaz\u0103 Domek.be?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-3003\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-3003\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Colabor\u0103m cu notari autoriza\u021bi, evaluatori, agen\u021bi imobiliari \u0219i mai multe b\u0103nci din Belgia. Ca parte din Domek Group, lucr\u0103m \u00een conformitate deplin\u0103 cu reglement\u0103rile locale.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2980\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2980\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2980\">\n                <span class=\"accordion-item__header\">Cum arat\u0103 procesul?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2980\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2980\">\n            <div class=\"accordion-item__body\">\n                <ul class=\"wp-block-list\">\n<li>Evaluarea ini\u021bial\u0103 \u0219i strategia de finan\u021bare.<\/li>\n<li>Discu\u021bia cu proprietarul \u0219i stabilirea condi\u021biilor.<\/li>\n<li>Evaluare, aprobare bancar\u0103, notar.<\/li>\n<li>Predarea cheilor.<\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\">\u00centregul proces are loc \u00een limba ta.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1627\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1627\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1627\">\n                <span class=\"accordion-item__header\">De ce este avantajos s\u0103 cumperi un apartament sau o cas\u0103 \u00een Belgia?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1627\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1627\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">C\u00e2nd cumperi o locuin\u021b\u0103, investe\u0219ti \u00een viitorul t\u0103u \u2014 pl\u0103te\u0219ti pentru propria cas\u0103, nu pentru chiria altcuiva. \u00cen plus, c\u00e2\u0219tigi stabilitate, libertatea de a-\u021bi amenaja spa\u021biul a\u0219a cum \u00ee\u021bi dore\u0219ti \u0219i posibilitatea de a beneficia de cre\u0219terea valorii propriet\u0103\u021bii \u00een timp. <\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1633\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1633\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1633\">\n                <span class=\"accordion-item__header\">Este complicat procesul de cump\u0103rare \u00een Belgia?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1633\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1633\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Nu cu noi \u2014 procesul este transparent \u0219i bine organizat. Te ajut\u0103m cu banca, negocierile, notarul, evaluarea \u0219i documenta\u021bia. Suntem punctul t\u0103u de contact de la prima discu\u021bie p\u00e2n\u0103 la primirea cheilor.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1640\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-1640\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1640\">\n                <span class=\"accordion-item__header\">Nu am \u00eenregistrare de reziden\u021b\u0103 \u00een Belgia. Pot totu\u0219i cump\u0103ra?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-1640\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-1640\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da \u2014 po\u021bi cump\u0103ra o proprietate \u0219i ob\u021bine un credit ipotecar \u00een Belgia, chiar \u0219i f\u0103r\u0103 a avea reziden\u021b\u0103! Vom analiza veniturile tale, tipul de contract \u0219i politicile fiec\u0103rei b\u0103nci pentru a g\u0103si cele mai bune op\u021biuni pentru tine. Las\u0103-ne s\u0103 te ajut\u0103m s\u0103 \u00ee\u021bi transformi visul de a deveni proprietar \u00eentr-o realitate!<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2958\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2958\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2958\">\n                <span class=\"accordion-item__header\">Oferi\u021bi ajutor cu utilit\u0103\u021bile \u0219i formalit\u0103\u021bile de dup\u0103 achizi\u021bie?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2958\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2958\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da. Te sf\u0103tuim cum s\u0103 faci \u00eenregistrarea contoarelor \u0219i alegerea furnizorilor de energie, gaz \u0219i internet. \u00ce\u021bi reamintim \u0219i de taxele locale \u0219i de asigur\u0103rile necesare.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2954\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2954\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2954\">\n                <span class=\"accordion-item__header\">Poate Domek s\u0103 gestioneze procesul notarial?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2954\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2954\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da \u2014 recomand\u0103m notari de \u00eencredere \u0219i coordon\u0103m \u00eentregul proces de semnare. La nevoie, oferim \u0219i asisten\u021b\u0103 lingvistic\u0103 \u00een cadrul program\u0103rii notariale.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2974\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2974\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2974\">\n                <span class=\"accordion-item__header\">Pot cump\u0103ra locuin\u021ba pe care o \u00eenchiriez acum?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2974\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2974\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">De multe ori, da \u2014 depinde de proprietar \u0219i de contractul de \u00eenchiriere. Verific\u0103m capacitatea ta de creditare \u0219i contact\u0103m proprietarul pentru a afla dac\u0103 este dispus s\u0103 v\u00e2nd\u0103.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2965\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2965\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2965\">\n                <span class=\"accordion-item__header\">Pot ob\u021bine un credit ipotecar f\u0103r\u0103 istoric de credit \u00een Belgia?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2965\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2965\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da, este posibil. B\u0103ncile evalueaz\u0103 situa\u021bia ta general\u0103 (venituri, stabilitate, obliga\u021bii). Te ajut\u0103m s\u0103 \u00eentocme\u0219ti o cerere bine preg\u0103tit\u0103 \u0219i s\u0103 g\u0103se\u0219ti b\u0103nci mai flexibile cu noii reziden\u021bi.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2993\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2993\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2993\">\n                <span class=\"accordion-item__header\">Pot s\u0103 \u00eemi v\u00e2nd locuin\u021ba dac\u0103 \u00eenc\u0103 am un credit?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2993\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2993\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Da. Creditul este rambursat direct din pre\u021bul de v\u00e2nzare la notar. \u00cenainte de tranzac\u021bie, verific\u0103m condi\u021biile tale de rambursare anticipat\u0103 la banc\u0103.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-3006\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-3006\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-3006\">\n                <span class=\"accordion-item__header\">Prima consulta\u021bie este pl\u0103tit\u0103?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-3006\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-3006\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Nu. Prima consulta\u021bie este gratuit\u0103 \u0219i f\u0103r\u0103 obliga\u021bii. Pl\u0103te\u0219ti doar atunci c\u00e2nd decizi s\u0103 continui cu serviciile noastre pentru o tranzac\u021bie concret\u0103 \u2014 f\u0103r\u0103 costuri ascunse.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t\t\t    <div class=\"accordion-item\">\n        <div id=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2977\">\n            <button class=\"accordion-item__button\" type=\"button\" data-bs-toggle=\"collapse\"\n                    data-bs-target=\"#accordion-panels-block_5874be54960db924c7f456900ed57dcf-2977\"\n                    aria-expanded=\"false\"\n                    aria-controls=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2977\">\n                <span class=\"accordion-item__header\">Va fi rata mea ipotecar\u0103 mai mare dec\u00e2t chiria?<\/span>\n                <span class=\"accordion-item__toggle\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" fill=\"none\"><path fill=\"#030329\" d=\"M11.375.977v20.047z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M11.375.977v20.047\" class=\"top\"\/><path fill=\"#030329\" d=\"M21.399 11H1.352z\"\/><path stroke=\"#030329\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.504\" d=\"M21.399 11H1.352\"\/><\/svg>\n            <\/span>\n            <\/button>\n        <\/div>\n        <div id=\"accordion-panels-block_5874be54960db924c7f456900ed57dcf-2977\"\n             class=\"accordion-item__collapse collapse\"\n             aria-labelledby=\"accordion-heading-block_5874be54960db924c7f456900ed57dcf-2977\">\n            <div class=\"accordion-item__body\">\n                <p class=\"wp-block-paragraph\">Poate fi similar\u0103 sau chiar mai mic\u0103 \u2014 depinde de pre\u021b, avans, dob\u00e2nd\u0103 \u0219i durata creditului. \u00ce\u021bi preg\u0103tim o simulare ca s\u0103 vezi diferen\u021ba real\u0103 dintre chirie \u0219i rat\u0103.<\/p>\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n<\/section>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h2 class=\"wp-block-heading\">Te ajut\u0103m cu pl\u0103cere<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ai \u00eentreb\u0103ri? Contacteaz\u0103-ne pe WhatsApp sau sun\u0103-ne \u2014 echipa noastr\u0103 este al\u0103turi de tine la fiecare pas.<\/p>\n\n\n<section  class=\"block-contact-quicklinks-image \">\n  <div class=\"inner\">\n    <div class=\"cq__intro\">\n                <div class=\"cq\">\n                                      <a class=\"cq__row\"  href=\"tel:3233320380\" target=\"_self\" rel=\"\" >\n            <span class=\"cq__icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"30\" fill=\"none\" viewBox=\"0 0 32 30\"><path stroke=\"#fff\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M21.128 18.247a1.368 1.368 0 0 1 1.228-.105l7.632 3.216c.257.103.472.282.612.51.14.227.197.492.165.753-.252 1.767-1.177 3.387-2.604 4.56-1.427 1.174-3.259 1.82-5.154 1.819-5.837 0-11.434-2.18-15.561-6.062C3.319 19.057 1 13.793 1 8.304c-.001-1.783.686-3.505 1.933-4.847 1.248-1.342 2.972-2.212 4.85-2.448.278-.032.559.023.801.155.242.131.432.333.542.575l3.42 7.183a1.15 1.15 0 0 1-.107 1.146L8.98 13.934a1.145 1.145 0 0 0-.087 1.188c1.338 2.577 4.17 5.209 6.917 6.455a1.35 1.35 0 0 0 1.267-.09z\"\/><\/svg>\n                            <\/span>\n\n            <span class=\"cq__texts\">\n              <span class=\"cq__title\">Sun\u0103-ne \u00een timpul programului de lucru<\/span>\n                              <span class=\"cq__sub\">+3233320380<\/span>\n                          <\/span>\n          <\/a>\n                                      <a class=\"cq__row\"  href=\"mailto:info@domek-be.bearwithus.nl\" target=\"_self\" rel=\"\" >\n            <span class=\"cq__icon\">\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"20\" fill=\"none\" viewBox=\"0 0 26 20\"><path fill=\"#fff\" d=\"M25 0H1a1 1 0 0 0-1 1v17a2 2 0 0 0 2 2h22a2 2 0 0 0 2-2V1a1 1 0 0 0-1-1m-2.571 2L13 10.644 3.571 2zM24 18H2V3.274l10.324 9.464a1 1 0 0 0 1.352 0L24 3.274z\"\/><\/svg>\n                            <\/span>\n\n            <span class=\"cq__texts\">\n              <span class=\"cq__title\">Trimite un e-mail<\/span>\n                              <span class=\"cq__sub\">info@domek-be.bearwithus.nl<\/span>\n                          <\/span>\n          <\/a>\n              <\/div>\n      <\/div>\n  <\/section>\n\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Te ajut\u0103m cu pl\u0103cere Ai \u00eentreb\u0103ri? Contacteaz\u0103-ne pe WhatsApp sau sun\u0103-ne \u2014 echipa noastr\u0103 este al\u0103turi de tine la fiecare pas.<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"\u00centreb\u0103ri frecvente | Domek.be","_seopress_titles_desc":"Ave\u021bi \u00eentreb\u0103ri despre propriet\u0103\u021bile imobiliare din Belgia \u0219i c\u0103uta\u021bi r\u0103spunsuri? Consulta\u021bi cele mai frecvente \u00eentreb\u0103ri ale clien\u021bilor no\u0219tri!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"\u00centreb\u0103ri frecvente | Domek.be","_seopress_social_fb_desc":"Ave\u021bi \u00eentreb\u0103ri despre propriet\u0103\u021bile imobiliare din Belgia \u0219i c\u0103uta\u021bi r\u0103spunsuri? Consulta\u021bi cele mai frecvente \u00eentreb\u0103ri ale clien\u021bilor no\u0219tri!","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"\u00centreb\u0103ri frecvente","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false,"footnotes":""},"class_list":["post-1765","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages\/1765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/comments?post=1765"}],"version-history":[{"count":6,"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages\/1765\/revisions"}],"predecessor-version":[{"id":3254,"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/pages\/1765\/revisions\/3254"}],"wp:attachment":[{"href":"https:\/\/domek-be.bearwithus.nl\/ro\/wp-json\/wp\/v2\/media?parent=1765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}